Monday, February 05, 2007

Here's How To Repair Bad Credit

By Collins Deconle

These days, bad credit can make life difficult for us. In fact, when you have bad credit and you're trying to get loans, credit cards or financial help it can be extremely difficult.

Whenever you apply for credit, your credit report will be checked. Credit grantors review your credit report to determine your creditworthiness.

To repair bad credit, you should start by looking at your credit report. You have the right to see the contents of your report and have any errors corrected in a timely manner. You can order your credit report from each of the three major credit bureaus.

When you get your report, carefully review it. If you feel that the information contained in your credit report is incorrect, you can contact the credit bureau that supplied the report and ask them to correct it. They are required to maintain correct information.

By law, if you dispute an item the credit bureau must investigate and delete the item in the event the item is found to be false or unable to be verified.

When the investigation is complete, the credit bureau will then send you an updated copy of your report.

The next step is to build positive credit. There are several ways to re-establish positive information on your credit report.

There are many great resources to help you rebuild your credit. You should visit the website below. This website is totally devoted to credit repair. It is packed with resources for getting rid of bad credit and re-establishing good credit record.

Once you have rebuilt your credit, it is important that you make payments on time each month.

Collins DeConle is the owner of This website is jam packed with articles, ebooks and the latest secrets on credit repair.

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